Why are debit card casino deposits better than credit cards?
As you may have noticed already, the title of this website is Casino Instant Pay. It’s not just a coincidence. The domain name was chosen for a reason, and it has a lot to do with the differences between debit and credit card online casino deposits.
Casinos for direct bank deposits
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CasinolyEditor’s pickDirect bank depositsDepositInterac, Neosurf, cryptoMinC$30Wagering35x (40x on free spins)LicenceInternationally licensed operator300% up to C$4,500 + 300 free spinsWagering 35x (40x on free spins)Visit casinoWhat we checked
- Canadian dollars supported
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- Canadian dollars supported
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- Internationally licensed operator
- First deposit from C$30
- Welcome wagering 35x (40x on free spins)
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- Canadian dollars supported
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- Internationally licensed operator
- First deposit from C$20
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- Canadian dollars supported
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- Internationally licensed operator
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- Canadian dollars supported
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- Internationally licensed operator
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- Canadian dollars supported
- Interac deposits
- iDebit / InstaDebit
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- Internationally licensed operator
- Welcome wagering 40x
- 7
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- Canadian dollars supported
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- Tobique licence
- First deposit from C$30
- Welcome wagering x40
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GunsbetDirect bank depositsDepositAstroPay, AstroPay Card, AstroPay DirectLicenceTobique licenceWelcome package 335% up to C$2,520 + 300 FSVisit casinoWhat we checked
- Canadian dollars supported
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- iDebit / InstaDebit
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- 9
EvospinDirect bank depositsDepositBank Transfer, EPS, IDEALMinC$30LicenceInternationally licensed operatorWelcome pack 285% up to C$11,250 + 285 FSVisit casinoWhat we checked
- Canadian dollars supported
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- Internationally licensed operator
- First deposit from C$30
We are an independent guide, not an operator. Offers are shown as published by the operator for Canadian players and change without notice — always read the terms on the casino site. 19+ (18+ in AB, MB and QC). Help: ConnexOntario 1-866-531-2600.
At a glance, they may seem quite similar. In many ways they are, but not all. Today, we’ll compare the two to help you understand the answer to this seemingly innocent question…
Why are Debit Card Casino Deposits Better than Credit Cards?
There are several reasons why we, and other knowledgeable iGaming enthusiasts, prefer to use a debit card over a credit card. Both are perfectly secure, so long as your computer or mobile device are protected, and your depositing with reputable gaming sites. But as is true with many things life, it’s the little things that matter most.
Personal Responsibility
The number one reason you should use a debit card over a credit card is that it encourages you to be a responsible gambler. Credit cards allow players to wager on credit. That means you’ll have to pay the credit card bill at the end of the month, or some later point in time with interest.
Debit cards only allow you to deposit money you already have. This won’t prevent you from depositing more than you can afford, but at least it won’t put you into immediate debt. As for paying off your bills and household expenses first, that level of responsibly is up to you.
Debit Card Deposits are Faster
Although the difference is minimal, depositing with a debit card is usually faster than credit card online casino deposits.
Debit card purchases are performed via Electronic Fund Transfer (EFT). The moment you submit the deposit, a signal is sent to your bank, requesting the funds. The bank immediately verifies whether the funds are available in the account, and responds with a positive or negative signal of its own.
In a matter of 1-10 seconds at most, your deposit is granted (assuming the funds are, in fact, available). The online casino won’t actually receive the money for a few days, but that EFT signal tells them the money is on its way. So they’re happy to credit your account without delay.
Credit card companies, on the other hand, can take 1-3 minutes to actually approve a deposit. Some are faster, but most are not. As I said, the difference is minimal, but think of what you can accomplish in 3 minutes? For me, that’s a trip to the restroom and coffee refill, with time to spare. If my bladder is empty and my mug full, I’d rather spend that time navigating the games menu.
What If I Don’t Have a Debit Card?
If you can’t use debit card casino deposits, there are other options that will grant the exact same results. I would recommend looking into prepaid cards, gift cards, or electronic vouchers. Some good options include Visa Gift Cards, MasterCard Gift Cards, EntroPay, and PaySafeCard. And obviously, don’t use a credit card to purchase one!
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