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How to Play Baccarat Online for Money

Updated 12 Apr 2026Section Payments & Payouts6 min read

Online and live dealer baccarat games are available 24/7/365. Learn how to play baccarat online for money from a desktop or mobile device.

How to Play Baccarat Online for Real MoneyBaccarat is one of the easiest, low-house edge casino games you can play. It doesn’t require any real strategy, and it’s readily available at every casino in the world. Despite the stereotypes created by Hollywood movies, you don’t have to be rich to play it either.

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We are an independent guide, not an operator. Offers are shown as published by the operator for Canadian players and change without notice — always read the terms on the casino site. 19+ (18+ in AB, MB and QC). Help: ConnexOntario 1-866-531-2600.

Best of all, you don’t even have to travel to a casino. Countless people have learned how to play baccarat online for money. It can be done from home on a desktop computer, or from pretty much anywhere on a mobile device.

Thanks to today’s ever-advancing technology, online casinos – the reputable ones, at least – are extremely safe and secure. Millions of players make deposits and withdrawal winnings every day. Considering the abundance of land-based casino security scandals being reported these days, I would venture to say internet gambling is actually safer.

How To Play Baccarat Online for Money

The first step is to register an account with a reputable casino. By reputable, I mean one that’s been around for years and is licenced and regulated by a responsible jurisdiction. Royal Vegas (est. 2000, licenced in Malta) is a good start. They also provide a generous welcome bonus for new members, which will give you a much larger bankroll to work with.

Next, you’ll need to make a deposit (and claim that bonus). Go to the banking section, choose your preferred payment method (credit/debit card, web wallet, eCheck, bank transfer, etc.), then follow the instructions. With your bankroll all set, it’s time to play.

There are actually two ways to play baccarat online. You can play the original electronic games, or participate in live dealer casino baccarat with other players.

RNG-Based Online Baccarat

The digital version runs on a random number generator (RNG), which electronically shuffles the cards. Don’t worry, Royal Vegas (and all other Microgaming-powered casinos) are certified fair. RNG shuffling is just as random and unpredictable as a physically, professionally shuffled deck.

Being 100% computer-driven, there’s no time constraints with online baccarat games. If you’re just learning the ropes, this is a great place to start. Choose the practice mode first until you understand all the rules.

The game itself is rather basic. Place a bet on Banker or Player (don’t bet on Tie, the odds are terrible!) and wait for the outcome. Banker bets have a house edge of 1.064% and pay even money, minus a 5% commission. Player bets have a 1.228% house edge, and pay even money (no commission). Good luck!

Live Dealer Baccarat

This is the exact same game, but better for experienced players. Live casino games stream in real-time from a casino studio, utilizing advanced, high-tech cameras and equipment. They involve a real, professionally trained dealer, and allow multiple players to participate. It’s just like playing in a bricks-and-mortar casino, but on your desktop or mobile device.

Live casino baccarat games are time sensitive, since there are other players around. You’ll be given a time limit in which to place your bet. If you don’t bet within the given time, you’ll miss out on the upcoming hand.

Types of Live Baccarat Games

Live Dealer Baccarat Controlled SqueezeAs they say, there’s more than one way to skin a cat. That rather dramatic idiom easily applies to live dealer blackjack games.

The multitude of live dealer platform developers and studio hosts have come up with everything from traditional baccarat and “speed baccarat”, to live baccarat with squeeze (automatic) and “controlled squeeze” games, wherein the highest bettor controls the squeeze.

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